Conditions of consumer loan product “Comfortable home”
1. Basic parameters and conditions of crediting
| 1.1. | Consumer properties | Term loan |
| 1.2. | Name of loan product | «Comfortable home» |
| 1.3. | Purpose of loan product | Consumer loan is provided to an individual (consumer) to pay for works and services of repairing the residential and non-residential premises. |
| 1.4. | Currency of loan | UZS |
| 1.5. | Term of loan | Till 36 months |
| 1.6. | Percentage rate |
1-12 months-23.5 % annually; 13-24 months-24.5 % annually; 25-36 months-25.5 % annually. |
| 1.7. | Terms of reviewing the loan application filled by the Borrower and making a decision on this application | Within five working days after receiving the loan application. |
| 1.8. | Minumum amount of loan | 10.000.000,00 UZS |
| 1.9. | Maximum amount of loan | 150.000.000,00 UZS |
| 1.10. | Type of guarantee (pledge) | Pledge of movable or immovable property, guarantee of individuals / legal entities. |
| 1.11. | Requirements to Borrower |
Citizenship of the Republic of Uzbekistan; Age from 21 to 60 years old at the time of loan repayment; Absence of negative credit history. Absence of overdue loan debt at the time of loan issuance. |
| 1.12. | Requirements to Co-borrower |
Co-borrowers can be: father, mother, children, siblings, spouse of the Borrower (with the provision of supporting documents); Citizenship of the Republic of Uzbekistan; Age from 21 to 60 years old at the time of loan repayment; Absence of negative credit history. Absence of overdue loan debt at the time of loan issuance. |
| 1.13. | Loan providing form | Non-cash, by transferring funds to the account of the service provider. |
| 1.14. | Validity term of the decision to issue a loan | 30 (Thirty) days. |
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