Microloan

Basic parameters and terms of lending

(The credit calculator is in the process of testing, and calculations may differ from the final repayment schedule)
1.1 Features of consumer credit Term loan
1.2. Name of loan product Microloan
1.3. Requirements for citizenship and employment of a citizen
  • Resident and non-resident of the Republic of Uzbekistan;
  • Individuals with an official income;
  • For individuals without an official income and self-employed individuals
1.4. Purpose of the loan product Does not apply
1.5. Loan currency In national currency; Sum (UZS)
1.6. Loan term The maximum loan term - 36 (thirty six) months
1.7. Interest rate Interest rate 1-12 months 13-24 months 25-36 months
For borrowers with an official income 27% 28% 28,5%
For individuals without an official income and self-employed individuals 28% 29% 29%
1.8. Conditions for consideration of the loan application submitted by the borrower and decision making on this application Up to 3 (three) working days (with the submission of a complete set of documents)
1.9. Minimum loan amount 20,000,000.00 (twenty million) UZS
1.10. Maximum loan amount 100,000,000.00 (one hundred million) UZS
1.11. A set of required documents Identity document and equivalent documents
1.12. Financial contribution of the borrower Not required
1.13. Type of provision (collateral)
  • Property that meets the requirements of the bank (vehicle, real estate and other personal properties)
  • A borrower with an official income and a positive loan history can be granted a microloan with the guarantorship of an individual with an official income and a positive loan history.
1.14. Requirements for borrower
  • Age from 21 to 60 years at the period of loan repayment;
  • No negative loan history;
  • The debt burden (load) should not exceed 50% of the average monthly income
1.15 Requirements for the co-borrower and/or guarantor
  • Age from 21 to 60 years at the period of loan repayment;
  • No negative loan history;
  • The debt burden (load) should not exceed 50% of the average monthly income
1.16. Credit allocation form The microloan is disbursed by transfer to the issued bank card
1.17. Validity of the loan decision 30 (thirty) days
1.18. Periodicity of interim payments Monthly
1.19. Form of calculation of interim payments Annuity or differentiated payment

0,00 UZS
3/27/2025